Refinance

The right mortgage will save you time and money

Refinancing is when you pay off your existing loan in full and take out a new one with a different lender.

How do I know refinancing is for me?

Are you wanting to:

Consolidate & pay off all personal debts

Pay off your mortgage faster

Match your current financial situation with a better loan structure

Access and use the equity in your current property to expand your portfolio, or help the kids into their first home

Top Tip

Always talk this option through with an expert. There’s a lot involved with switching lenders

Understanding the costs

Here’s why engaging with an expert Mortgage Adviser helps. We can renegotiate on your behalf.

Yes, our services are free, but there will be costs involved with refinancing. And these vary from lender to lender.

Costs like: Break-fees from your old lender, application fees to a new lender, legal fees, early repayment penalties.

But here's the good news

Cash incentives are offered by lenders to encourage people to refinance with them. These often cover the costs of refinancing, get you a better rate and still leave some cash in hand.

Let's see if you could significantly reduce your repayments and be mortgage free years faster